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The Kraken

One integration.
Every financial
crime threat.

NOTO fights APP fraud, Money Mules and AI Synthetic Identity from a single orchestration platform. One decision. Future-proof.

NOTO Kraken — One Integration Every Threat
sub-100ms
Real-time response
65B+
Transactions screened annually
99.99%
Platform uptime
100+
Clients worldwide
SOC2 + ISO 27001
Compliant. GDPR adherent.
The Problem

The arms race is real.
Most fraud estates are losing it.

Fraud Directors are being asked to stop more sophisticated, higher-volume fraud than ever before — with tighter regulations, rising OPEX, and a board watching every penny. And most of them are doing it with a stack of disconnected tools that were never designed to talk to each other.

01

Rising vendor costs

Multiple point solutions. Compounding licences. Integration tax on every renewal cycle.

02

People costs

Manual triage, alert fatigue, and specialist headcount to manage systems that won't talk to each other.

03

Regulatory exposure

The UK Failure to Prevent Fraud Act creates personal liability and documentation requirements your legacy stack cannot fulfil.

04

Volume & sophistication

APP scams, Money Mule networks and AI-enabled Synthetic Identity scale faster than legacy detection can adapt.

05

Modernisation pressure

The board wants transformation. The team is fighting fires. There is no bandwidth to rebuild from scratch.

Three Threats. One Stack.

Your existing tools can't see across all three at once.

These are the three vectors that will define UK financial crime in 2026. They overlap. They feed each other. And they cannot be solved with a separate tool for each.

Threat 01

APP Fraud

Authorised push payment fraud is still growing despite the new rules. The reimbursement burden has shifted — the prevention bar has not.

Threat 02

Money Mules

Networks are harder to detect than individual accounts. Connecting the dots requires data your point solutions don't share.

Threat 03

AI Synthetic Identity

The fastest-growing onboarding threat. Documents look real. Faces look real. Detection has to happen before the account opens, not after.

The NOTO Platform

One integration. Every step of the customer journey.

NOTO 360 Fraud and Compliance unifies fraud prevention and AML compliance in a single, modular, no-code, real-time platform. From onboarding through reporting, every node connects — and every node is yours to configure.

  • Real-time scoring at sub-100ms response. No TPS limits.
  • No-code rules engine — new rules deployed in under 5 minutes.
  • Machine learning with three deployment modes and full audit trail.
  • Centralised Case Management across every fraud and AML use case.
  • Cloud, private cloud, or on-premise. Your choice. Your data centre.
NOTO customer journey diagram
Two ways in

Land on one. Expand to all.

Replace the entire stack on day one, or start with the use case that hurts most. Either way, the architecture is built to grow with you.

Mid-market

Land & Expand

Start with one use case — the one bleeding the most OPEX or the one your board cares about most. Add modules as the value compounds. One integration, deployed in weeks.

See how it works →
Enterprise

NOTO 360 Enterprise

All-in-one from day one. Every fraud and AML use case, every node of the customer journey, on a platform you can deploy in your own data centre with full DevOps support.

Talk to us →
Trusted by leading UK & EU financial institutions
SumUp Rappi Alteri International Asset Bank MyPOS
Make the call

One shot to transform your fraud estate. Make it count.

A 30-minute call with our team. No deck. Bring your current stack and we'll show you where the gaps are, what consolidation would look like, and what your next 90 days could deliver.

  • UK-focused: built around Failure to Prevent Fraud Act readiness
  • Honest TCO comparison vs your current stack
  • No high-pressure follow-up. Just the facts.

Book a 30-minute discovery call

We'll be in touch within one business day.

One Integration. Every Threat — NOTO